[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.harsa.cz\/stavba-rodinneho-domu\/#Article","mainEntityOfPage":"https:\/\/www.harsa.cz\/stavba-rodinneho-domu\/","headline":"Stavba rodinn\u00e9ho domu","name":"Stavba rodinn\u00e9ho domu","description":"Vlastn\u00ed rodinn\u00fd d\u016fm je snem snad ka\u017ed\u00e9 rodiny a mnohdy je t\u0159eba \u0161et\u0159it mnoho let abychom si mohli tento sen splnit. \u0160et\u0159en\u00ed ale ne v\u017edy sta\u010d\u00ed a probl\u00e9mem se stane hypot\u00e9ka, kter\u00e1 je dnes ji\u017e nezbytnost\u00ed. N\u00edzk\u00e9 p\u0159\u00edjmy, d\u0159\u00edv\u011bj\u0161\u00ed probl\u00e9my se spl\u00e1cen\u00edm nebo star\u00e9 z\u00e1znamy v registru dlu\u017en\u00edk\u016f mohou sen o vlastn\u00edm bydlen\u00ed zni\u010dit, a […]","datePublished":"2022-03-12","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.harsa.cz\/author\/#Person","name":"harsa.cz","url":"https:\/\/www.harsa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"harsa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.harsa.cz\/wp-content\/uploads\/money-g226661d34_640_1.jpg","url":"https:\/\/www.harsa.cz\/wp-content\/uploads\/money-g226661d34_640_1.jpg","height":0,"width":0},"url":"https:\/\/www.harsa.cz\/stavba-rodinneho-domu\/","about":["Finance"],"wordCount":405,"articleBody":"   Vlastn\u00ed rodinn\u00fd d\u016fm je snem snad ka\u017ed\u00e9 rodiny a mnohdy je t\u0159eba \u0161et\u0159it mnoho let abychom si mohli tento sen splnit. \u0160et\u0159en\u00ed ale ne v\u017edy sta\u010d\u00ed a probl\u00e9mem se stane hypot\u00e9ka, kter\u00e1 je dnes ji\u017e nezbytnost\u00ed. N\u00edzk\u00e9 p\u0159\u00edjmy, d\u0159\u00edv\u011bj\u0161\u00ed probl\u00e9my se spl\u00e1cen\u00edm nebo star\u00e9 z\u00e1znamy v registru dlu\u017en\u00edk\u016f mohou sen o vlastn\u00edm bydlen\u00ed zni\u010dit, a to i v p\u0159\u00edpad\u011b, \u017ee probl\u00e9m je pouze u jednoho z partner\u016f. V\u00fdchodiskem z takov\u00e9 situace je nebankovn\u00ed p\u016fj\u010dka se z\u00e1stavou nemovitosti, kter\u00e1 nenahl\u00ed\u017e\u00ed do registru a poskytne finance i m\u00e9n\u011b bonitn\u00edm z\u00e1jemc\u016fm. Jedin\u00e9, co je k \u010derp\u00e1n\u00ed je pot\u0159eba, je vlastn\u00ed pozemek, byt nebo d\u016fm, kter\u00fdm lze ru\u010dit za vyp\u016fj\u010den\u00e9 pen\u00edze. Dobr\u00fd \u00farok, dob\u00e1 spl\u00e1cen\u00ed a\u017e 30 let a mo\u017enosti p\u0159ed\u010dasn\u00e9ho splacen\u00ed v podstat\u011b kop\u00edruj\u00ed standardn\u00ed bankovn\u00ed \u00fav\u011bry a otev\u00edraj\u00ed dve\u0159e k po\u0159\u00edzen\u00ed vlastn\u00edho bydlen\u00ed i rodin\u00e1m, kter\u00e9 by jinak nem\u011bly \u0161anci. Pot\u0159ebn\u00e9 finance pro realizaci podnik\u00e1n\u00edN\u00e1pad pro rozjezd vlastn\u00edho podnik\u00e1n\u00ed bohu\u017eel nesta\u010d\u00ed a je zapot\u0159eb\u00ed i nemal\u00e9 hotovosti, d\u00edky kter\u00e9 lze zakoupit stroj, zaplatit zam\u011bstnance a uhradit prvn\u00edch p\u00e1r m\u011bs\u00edc\u016f fungov\u00e1n\u00ed firmy. Standardn\u00ed firemn\u00ed \u00fav\u011bry u bank jsou ale velmi striktn\u00ed a po\u017eaduj\u00ed nejen p\u0159esn\u00fd byznys pl\u00e1n, ale tak\u00e9 z\u00e1ruky v podob\u011b majetku nebo vlastn\u00ed investice. Ne ka\u017ed\u00fd ale tyto podm\u00ednky dok\u00e1\u017ee splnit a mnohdy se tak nad\u011bjn\u00e9 podnik\u00e1n\u00ed rozplyne ji\u017e na za\u010d\u00e1tku. Nebankovn\u00ed \u00fav\u011bry na vyu\u017eit\u00ed pen\u011bz nehled\u00ed a jsou proto skv\u011bl\u00fdm zdrojem hotovosti na realizaci podnik\u00e1n\u00ed. Probl\u00e9mem p\u0159itom nejsou ani n\u00edzk\u00e9 p\u0159\u00edjmy nebo z\u00e1znam v registru dlu\u017en\u00edk\u016f a \u010derpat ho proto mohou i lid\u00e9, kte\u0159\u00ed m\u011bli v minulosti probl\u00e9my se spl\u00e1cen\u00edm. V\u0161e, co je pot\u0159eba, je z\u00e1stava nemovitosti a \u010derpat finance lze ji\u017e b\u011bhem n\u011bkolika t\u00fddn\u016f. Sou\u010d\u00e1st\u00ed nav\u00edc nejsou \u017e\u00e1dn\u00e9 skryt\u00e9 poplatky a pokuty a v\u0161e je proto transparentn\u00ed ji\u017e od samotn\u00e9ho po\u010d\u00e1tku. Popt\u00e1vku lze nav\u00edc zadat online a vyhnout se tak n\u00e1v\u0161t\u011bv\u011b pobo\u010dky.                                                                                                                                                                                                                                                                                                                                                                                           3.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stavba rodinn\u00e9ho domu","item":"https:\/\/www.harsa.cz\/stavba-rodinneho-domu\/#breadcrumbitem"}]}]