[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.harsa.cz\/pujcka-bez-zdrzovani\/#Article","mainEntityOfPage":"https:\/\/www.harsa.cz\/pujcka-bez-zdrzovani\/","headline":"P\u016fj\u010dka bez zdr\u017eov\u00e1n\u00ed","name":"P\u016fj\u010dka bez zdr\u017eov\u00e1n\u00ed","description":"Ka\u017ed\u00e1 v\u011bc, kter\u00e1 se jev\u00ed lacin\u00e1, nebo jednoduch\u00e1 m\u00e1 h\u00e1\u010dek. Jen je t\u0159eba jej um\u011bt \u201evyhm\u00e1tnout\u201c. A v tom je ten probl\u00e9m. Ne ka\u017ed\u00fd to um\u00ed. Kdy\u017e p\u0159ijde do banky klient \u017e\u00e1dat o p\u016fj\u010dku, nep\u0159edpokl\u00e1d\u00e1 n\u011bjak\u00e9 slo\u017eitosti a kli\u010dkov\u00e1n\u00ed. Je \u00fapln\u011b jedno, zda jde o klienta st\u00e1vaj\u00edc\u00edho, nebo \u00fapln\u011b nov\u00e9ho. Banka si za\u010dne ov\u011b\u0159ovat v\u011bci […]","datePublished":"2022-04-10","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.harsa.cz\/author\/#Person","name":"harsa.cz","url":"https:\/\/www.harsa.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4c6f4cec51e1a1b20d9361c6367b917eb8db239c023f88502d2833b745a358d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"harsa.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.harsa.cz\/wp-content\/uploads\/gift_money_rain_dollar_4.jpg","url":"https:\/\/www.harsa.cz\/wp-content\/uploads\/gift_money_rain_dollar_4.jpg","height":0,"width":0},"url":"https:\/\/www.harsa.cz\/pujcka-bez-zdrzovani\/","about":["Finance"],"wordCount":425,"articleBody":"       Ka\u017ed\u00e1 v\u011bc, kter\u00e1 se jev\u00ed lacin\u00e1, nebo jednoduch\u00e1 m\u00e1 h\u00e1\u010dek. Jen je t\u0159eba jej um\u011bt \u201evyhm\u00e1tnout\u201c. A v tom je ten probl\u00e9m. Ne ka\u017ed\u00fd to um\u00ed. Kdy\u017e p\u0159ijde do banky klient \u017e\u00e1dat o p\u016fj\u010dku, nep\u0159edpokl\u00e1d\u00e1 n\u011bjak\u00e9 slo\u017eitosti a kli\u010dkov\u00e1n\u00ed. Je \u00fapln\u011b jedno, zda jde o klienta st\u00e1vaj\u00edc\u00edho, nebo \u00fapln\u011b nov\u00e9ho. Banka si za\u010dne ov\u011b\u0159ovat v\u011bci kolem n\u011bj. Pokud to ov\u0161em ji\u017e d\u00e1vno nev\u00ed a divili byste se, co v\u0161echno o klientech banky v\u00ed. Ale jdeme d\u00e1l. U\u017e kdy\u017e se v\u0161e zd\u00e1 b\u00fdt hotovo, najednou se zjist\u00ed, \u017ee klientovo jm\u00e9no figuruje v registrech. T\u00edm je jedn\u00e1n\u00ed o p\u016fj\u010dce zastaveno a ukon\u010deno s t\u00edm, \u017ee klient si m\u016f\u017ee leda tak trhnout nohou. Banka nen\u00ed povinna zji\u0161\u0165ovat, kdy, kde a pro\u010d. Ned\u011bl\u00e1 to. Proto\u017ee ji to nezaj\u00edm\u00e1, to je v\u011bc klienta. T\u0159eba\u017ee to nezn\u00ed dob\u0159e, banka v podstat\u011b jedn\u00e1 spr\u00e1vn\u011b. I kdy\u017e je v tom klient nevinn\u011b, proto\u017ee ve velk\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f o tom nev\u00ed. Z registru dlu\u017en\u00edk\u016f toti\u017e \u017e\u00e1dn\u00fd dopis nep\u0159ijde. Ani zpr\u00e1va. Nic. Dostat se tam, tedy mezi dlu\u017en\u00edky, nen\u00ed zase nic tak slo\u017eit\u00e9ho. Sta\u010d\u00ed zapomenut\u00e1 spl\u00e1tka na cokoli, nebo n\u011bjak\u00fd poplatek, na jeho\u017e upozorn\u011bn\u00ed hodil klient dopis do ko\u0161e s t\u00edm, \u017ee je to volovina. Je tedy pravdou, \u017ee v\u011bt\u0161ina lid\u00ed se tam dostane v\u011bdom\u011b, ale dal\u0161\u00edch n\u011bkolik procent o tom skute\u010dn\u011b tu\u0161en\u00ed m\u00edt nemus\u00ed a dozv\u00ed se to pr\u00e1v\u011b a\u017e v bance. Nen\u00ed proto od v\u011bci, abyste do registr\u016f nahl\u00e9dli sami. Ano, je to ve\u0159ejn\u011b p\u0159\u00edstupn\u00e9, jen v\u00e1s to bude st\u00e1t dv\u011b stokoruny. (Stav v kv\u011btnu 2022). Pokud se tam najdete, nem\u00e1 smysl abyste chodili do banky pro p\u016fj\u010dku. Neusp\u011bjete tam. T\u00edm to v\u0161ak pro v\u00e1s nekon\u010d\u00ed. Ona je zde toti\u017e je\u0161t\u011b nebankovn\u00ed hypot\u00e9ka bez registru. Tam se n\u011bjak\u00fd dlou\u017eek nebere v potaz, nikoho nezaj\u00edm\u00e1. Tak\u017ee to je va\u0161e \u0161ance, kde je skoro sto procentn\u00ed v\u011bc, \u017ee pen\u00edze skute\u010dn\u011b dostanete. Jen mus\u00edte u\u010dinit prvn\u00ed krok, kter\u00fd za v\u00e1s nikdo ud\u011blat nem\u016f\u017ee. Vyzkou\u0161ejte a uvid\u00edte. Nic v\u00e1s to nestoj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                           4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka bez zdr\u017eov\u00e1n\u00ed","item":"https:\/\/www.harsa.cz\/pujcka-bez-zdrzovani\/#breadcrumbitem"}]}]